California Creditor Collections Attorneys for the LGBT Community

Having Difficulty Collecting Money Owed to You? Call Pride Legal

The inability to collect debt is a serious problem that every business faces.

The Federal Trade Commission (FTC), also known as the nation’s consumer protection agency, urges the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from utilizing harmful, abusive, unjust, rude, or deceitful ways to collect from you. Under the FDCPA, a debt collector is known as someone who regularly collects debts owed to others. This commonly comprises of collection agencies, lawyers who collect debts on a regular basis, and companies that purchase delinquent debts and then try to collect them.

Regarding the FDCPA, a person aiming to collect a debt for someone else is not considered a debt collector under the following circumstances:

• Business debts
• Debts not in default when purchased
• Government employees when collecting debt in their official capacity
• Legal process servers
• Persons not regularly engaged in the business of collecting debts
• When collecting debts on behalf of a related entity
• Nonprofit organizations performing credit counseling and debt liquidation services at the consumer’s request
• Debts incidental to a fiduciary obligation or escrow arrangement
• Debts originated by the debt collector
• Debts obtained as security in a commercial credit transaction with the original creditor

Collection agencies fail to enforce the letter of the law, so why rely on them? The key difference between the attorneys at Pride Legal and collections agencies is our experience and capabilities, as well as our sensitivity and understanding towards our clients in the LGBT community.

As fully licensed attorneys, we can go that step further that collection agencies cannot. Our process begins by contacting the debtor directly and informing them of their options politely and respectfully. If there is no response, we can avail ourselves of the right to bring a lawsuit on your behalf. The additional weight of an attorney’s office preparing to sue often serves as enough of an incentive to the debtor to settle their accounts.

Need help collecting your debts?

Pride Legal holds the utmost confidence that we are able to collect your outstanding debts that we do not charge if we do not collect. Our aggressive procedure starts with demand letters to the pursuit of negotiated settlements, litigation and follow-up collection efforts. Our services are available for both state and federal courts on behalf of in-state and out-of-state creditors.

Our experience and years of work have allowed us to recover assets across varied industries either through litigation, structured payments or a negotiated settlement. We are committed to being successful in getting you paid for the services you have provided. If you are experiencing difficulties collecting debts owed to your business, contact Pride Legal immediately and we will refer you to a local LGBT attorney in Los Angeles that can handle your specific case.

Let Pride Legal get you the help you need. Contact a California Gay and Lesbian Creditor Collections Attorney today for a free consultation.